Merchant Features - PCI Compliance

Companies in the payment processing industry must be aware of the security requirements necessary to do business.  The PCI Security Standards Council has put-forth detailed regulations to ensure that companies take the appropriate steps to secure cardholders’ data.  If companies do not comply, they risk fines and revocation of the right to accept major credit cards.

With the PCI Security Standard Council continually evolving and new threats always emerging, merchants are finding that achieving and managing compliance is more costlyand more time consuming than anticipated. As recent breaches have proven, even merchants that achieve compliance are finding that PCI compliance management does not equal security.

For these reasons, merchants are turning to AMG SecurePay. Our unique solutions prevents credit card data from entering a merchant environment without changing the user experience and offers merchants full control over the data. The scope of PCI Compliance is significantly reduced and no credit card data is present to be stolen.

We don’t just solve PCI Compliance problems, we make them go away.

PCI Compliance Solution benefits:

• Increased Data Security: No sensitive data is present in a merchant environment to be stolen
• Same Customer Experience: No change to user experience – No 3rd party hosted page
• Same Data Control: Same functionality and control over credit card data
• Same Acceptance Channels: Including website, phone, mail and instore (retail)
• Ease of Integration: Seamlessly integrated into any IT environment

AMG SecurePay PCI Compliance Compared to In House Solutions

With AMG SecurePay In House Approach Time to become PCI compliant As few as 60 days 6 to 15 months PCI DSS Controls to meet Less than 20 Over 150 Assessment costs to determine ‘scope’ $0 $44,000 to $125,000* Hardware/Software upgrades $0 $81,000 to $568,000* Ongoing expenses Fixed Variable * Gartner estimates merchant Level 1-3

How AMG SecurePays Transparent Redirect Works

When a payment is accepted, the credit card information is stored in the Vault and a unique identifier is returned to the merchant. Identifiers can be used just like a credit card including future sales, refunds, voids, credits, reporting and reconciliation. There is no change to the user experience. Best of all – if stolen, a merchant’s unique tokens are useless to criminals.

The Smart Approach to PCI Compliance

Using AMG SecurePays credit card tokenization and Transparent Redirect method, which collects the data directly from the merchant’s website, the sensitive data never touches the merchant’s server. With our solutions, the scope of PCI Compliance is greatly simplified and achieving and maintaining compliance is faster, more economical and less of a distraction.